Phase 2

The financial back office for growing businesses

Business accounts, team cards, payroll, supplier payments, and merchant services — on the same ledger and security stack as personal banking.

Business checking & savings

Separate operating and reserve accounts with full ACH support and cash-management views.

Issue employee debit cards with per-card limits, merchant rules, and role-based portal access.

Batch ACH runs with approvals, reference tracking, and downloadable business statements.

Send invoices and hosted checkout links; track sales, refunds, and settlements in one dashboard.

Get paid in person or online without writing code — every payment lands in your ledger.

Show amount, FX rate, fees, recipient total, and delivery estimate before every confirmation.